(Written by Dorota Lewna, posted by Sebastien Aguilar) We were pleased to host Andrew Hallam again as our guest speaker here in Dubai. Andrew is a personal finance writer, author of Millionaire Teacher and Millionaire Expat, teacher by profession (retired already) and an active opponent of fixed term, expensive, insurance-linked saving products sold widely to expats across the world. He is also a mentor to many expats who follow his advice on retirement planning and setting u